INSURANCE

Here at Thomas C Volck, D.D.S. we are out of network with all dental insurance & dentalbenefits/ plans, however, as a service to our patients, we do submit all of your claims for you.We can even submit apre-authorization, on your behalf, so that you know how much of theprocedurewill be covered by insurance prior to scheduling it; justbring a copy of your insurance card with you to your appointment.

Our front office staff has a combined 52 years of dental office experienceand a strongknowledge ofinsurance provision and claims. They will work hard to ensure that you obtainthe dental benefits due to you.We do ask that you make all payments for your dental care at the time of service.We will then submit your insurance claim with all necessary informationand will follow-up with your dental insurance company to see that they process your claim in a timely manner. Contact your insurance provider to find out what your out of network benefits are, or give us a call today. As always, please feel free to contact our office with any questions regarding our policy or your benefits. We are here to help.

Unfortunately, we do not accept Caresource, Medicaid, Medicare, Buckeye, or any state insurance.

PAYMENTS

Here at Thomas C Volck, D.D.S. we are happy to accept:

Cash

Checks

Cashiers Checks

VISA

MasterCard

Discover

American Express

CareCredit Cards

Lending Club

In order to ensure we can continue to provide the highest level of care, we do require that you make all payments for your dental care at the time of service. Some larger procedures that requires the patient be sedated at time of treatment, does require payment in full prior to scheduling surgery. We understand that dental care can be costly, so we do offer financing options, as listed below. We also offer a "Pay in Full" discount of 5%. This discount just requires payment to be made in full at least one day prior to your procedure. Payments can be made in-office, over the phone prior to the appointment, or mailed in advance. If you have any questions, please feel free to give our office a call.

FINANCING

Our office also accepts financing through CareCredit and Lending Club. Unlike a regular credit card, CareCredit offers shorter term financing options of 6, 12, 18 or 24 months with no interest on purchases of $200 or more when you make the minimum monthly payments and pay the full amount due by the end of the promotional period. If you do not, interest is charged from the original purchase date. You can use CareCredit for procedures not covered by insurance. And, once you've applied, you can use it again and again.

CareCredit also extends longer term financing for 24, 36, 48 or 60-month periods with reduced APR and Fixed Monthly Payments Required Until Paid in Full. For complete details, including interest rates and terms, see the CareCredit account agreement within the credit applications. All offers are subject to credit approval.

The process to apply for CareCredit is quick and easy. Simply go to https://www.carecredit.com/ or click on the CareCredit link below to complete the online application and you'll receive an instant credit decision. Once approved, you will be able to immediately use the CareCredit credit card to pay for your dental care.

Lending Club offers one - time loans that can help pay for your proceedure, in full. Like other loans, you do have to apply. You can do that here.